The first step is a look forward review of your tax return to determine your current tax situation. We identify stealth type taxes, uncover incorrect uses of taxable and tax-deferral strategies, and discover missed opportunities for offsetting gains and losses. Our 3 Step Review helps you implement the correct strategy to lower or eliminate your taxes and find money falling through the cracks now and throughout your retirement.
The second step is an income analysis to determine if you are using your income sources properly and in the most tax efficient method. With the ever-increasing cost of inflation, we find out if you have adequate income and liquidity to meet your needs for the duration of your retirement.
The third step is a risk analysis to make sure your investment risk exposure is one you are comfortable with and is in line with your investment allocation strategies. Research shows that people make poor decisions and receive low rates or incur losses because they have more risk than they are comfortable with. A simple set of questions we use in our 3 Step Review will help assure you of what your risk comfort level is and help you avoid losses you are not prepared to handle or were not aware of.
Look forward and take control with a 3 Step Review. Find out if you have problems like phantom income taxation or
other tax issues. Do you need to increase your income stream or lower your risk level? A complete discovery of what you want your money to do for you is the most important first step, especially if you are retired or retiring soon.
The wonderful benefit of our 3 Step Review is that it applies to any financial decision or concern you have, it helps you stop your money from falling through the cracks, and it assures that any major financial decision is right for you. Learn what questions to ask before making any financial decision and assure your decisions are in your best interest.